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1. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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2. A STATISTICAL SURVEY OF AGRICULTURAL LOAN AND ITS EFFECTS ON FARMING ACTIVITIES IN NIGERIA

Background to the Study

Since the discovery of crude oil in Nigeria, farming has been plagued by discrepancies and relegation. Agriculture is a vital part of the Nigerian economy. Its importance in economic progress cannot be overstated. According to Umar (2004), agricu...

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3. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA

BACKGROUND TO THE STUDY

According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...

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4. A SURVEY OF EMPLOYEE PERFORMANCE APPRAISAL AND ITS EFFECTS ON ORGANIZATIONAL PRODUCTIVITY

BACKGROUND OF THE STUDY

The function of performance appraisal is a strategic aspect in any review of the conditions required for an organization's growth and survival. It is considered that both the person and the organization require knowledge of h...

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5. A SURVEY OF THE INCREASE AND USAGE OF CRYPTOCURRENCIES IN AFRICA

Background of the study

Throughout history, people have exchanged products and services via a number of techniques and channels. Many of these methods and materials, such as metal coins or paper money, are typically physical.

Without a questio...

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6. A SURVEY ON SHIP FINANCING: EXPERIENCE OF NIGERIA

Background to the study

Shipping has been around for almost 5000 years, with the earliest known marine commerce network connecting Mesopotamia, Bahrain, and the Indus River. Shipping is always evolving, and today's shipping is very different from wh...

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7. AN ASSESSMENT OF COVID-19 LOCKDOWN AND ITS EFFECTS ON POS WITHDRAWAL CHARGES IN NIGERIA

BACKGROUND OF THE STUDY

COVID-19 was found in Wuhan, China, in December 2019. However, it spread quickly and had a detrimental influence on all countries and territories worldwide. As of 5 October 2020, about 6 million COVID-19 cases have been recorded...

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8. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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9. AN EVALUATION OF ACCOUNTING AND ITS PROBLEMS IN SMALL AND MEDIUM SIZE INDUSTRIES

BACKGROUND OF THE STUDY

The interdependence of businesses is a core element of modern economic life. No contemporary firm is self-contained. There is no question that small and medium-sized businesses are the true foundation of a country's economy....

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10. AN EVALUATION OF COMPETITIVE STRATEGY AND ITS IMPACT ON AND ORGANIZATIONAL PERFORMANCE IN THE NIGERIAN BANKING INDUSTRY

BACKGROUND OF THE STUDY

The name Bank is derived from the Italian word banco, which means "desk/bench" and was used by Florentine bankers during the Renaissance to execute this transaction over a desk covered by a green tablecloth. However, th...

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11. AN INVESTIGATION OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANK

 BACKGROUND OF STUDY

Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. Micro, small, and medium-sized firms (MSMEs) and both peasa...

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12. AN INVESTIGATION OF THE CONTRIBUTIONS OF COMMERCIAL BANKS TO THE ECONOMIC DEVELOPMENT OF NIGERIA

BACKGROUND OF THE STUDY

Nigeria as a nation is characterized by a developing economy because the various sectors responsible for economic development are not optimally utilized, as a result of which we have not been able to fully tap the natural resourc...

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13. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA

BACKGROUND OF THE STUDY

The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...

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14. THE ECONOMIC IMPLICATION OF INCREASING EXTERNAL DEBT LIABILITY IN NIGERIA

A HISTORICAL PERSPECTIVE OF NIGERIA’S EXTERNAL DEBT

The management of Nigeria’s external debt has been a major macroeconomic problem especially since the early 1980s. For many years now, the country’s debt has been growing in spite of the efforts being...

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15. THE EFFECT OF E-NAIRA ON INFLATION

Background of the study

Inflation is a term used to describe the rate at which the price of goods and services rises over time. Inflation impacts not only the cost of life – items like transportation, power, and food – but also interest rate...

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16. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS

Background Of The Study

Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...

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17. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD

Background to the study

With the global use of progressively more sophisticated internet and information technology (Papazoglou, 2003), electronic banking is developing as a key channel for banking businesses (Wei et al., 2012). Globally, remote banking...

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18. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK

Background of the study

Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...

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19. THE POSSIBLE CHALLENGES IN THE USE OF ENAIRA PLATFORM

Background Of The Study

Considering the rapid technological advancement and financial market evolution, a lot of innovative transactional products have emerged in recent years. According to McKarles (2019), the global financial system has clearly embrac...

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20. THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY

BACKGROUND OF THE STUDY

Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situation whether they being followed in this time of economic recession their effects on the economy and t...

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21. THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY

BACKGROUND OF THE STUDY

Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situation whether they being followed in this time of economic recession their effects on the economy and t...

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22. THE IMPACT OF AGRICULTURAL DEVELOPMENT PROGRAMMES ON THE ECONOMY

Background of the Study

Agriculture is the foundation and bedrock upon which the development of stable human community has depended on throughout the whole universe such as rural and urban communities. It is concerned with the husbandry of crops and ani...

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23. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA

BACKGROUND OF THE STUDY

The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...

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24. THE ROLE OF CUSTOMER RELATIONSHIP IN OFFICE TECHNOLOGY MANAGEMENT (OTM)

BACKGROUND OF THE STUDY

The contemporary business environment is confronted with many challenging issues (June, 2012). Providing clients with the best and thus maintaining the relationships rank among top issues in most organization especially serv...

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25. AGRICULTURAL DEVELOPMENT PROGRAMMES AND ITS IMPACT ON THE NIGERIA ECONOMY

Background of the Study

Agriculture is the foundation and bedrock upon which the development of stable human community has depended on throughout the whole universe such as rural and urban communities. It is concerned with the husbandry of crops and ani...

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26. MICRO FINANCIAL INSTITUTIONS AND THEIR IMPACT ON THE GROWTH OF SMALL AND MEDIUM SCALE BUSINESS

Background to the Study

The development of the various sectors of any economy is the basis for its survival, different measures have been   put in place by the Federal Government of Nigeria in order to achieve this objective, such as, the establishment of  the...

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27. THE 25 BILLION RECAPITALIZATION BY THE CENTRAL BANK OF NIGERIA AND ITS IMPACT ON COMMERCIAL BANKS

INTRODUCTION

Central bank of Nigeria is the apex financial institution in Nigeria charged with the responsibility of maintaining fiscal and monetary. Stability in the economy. The CBN has its headquarters in Abuja (F.C.T) with some zonal offices in Lagos, Kaduna, Enugu...

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28. AUDITING AS A TOOL FOR FRAUD RISK ASSESSMENT IN COMMERCIAL BANKS

BACKGROUND OF THE STUDY

The recent global financial crisis, which had its roots in the banking sector, highlighted, except from the existing regulatory gaps, the lack of proper and efficient internal audit functions within the banking institutions in or...

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29. EARNINGS MANAGEMENT AND FINANCIAL PERFORMANCE OF SELECTED DEPOSIT MONEY BANKS IN NIGERIA

EXCERPT FROM THE STUDY

The study sought to determine the effect of earnings management on financial performance of selected commercial banks in Lagos, Nigeria where a sample of 82 senior managers drawn from accounts departments in 8 banks were selected using stratified random sampling p...

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30. CORPORATE GOVERNANCE AND ITS RELATIONSHIP WITH DIVIDEND POLICIES OF BANKS IN NIGERIAN CAPITAL MARKET

ABSTRACT

This study evaluates the corporate governance and its relationship with dividend policies of banks in nigerian capital market  using five commercial banks out of the fifteen that are listed on the Nigerian capital market over the...

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31. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD

ABSTRACT

In this study, our focus was on the extent of liability of banks for e-banking fraud, Enugu State as case study. The study is was specifically focused on examining the e-banking fraud risks that are of high concern in the Nigerian banking secto...

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32. EVALUATION OF THE ROLE OF NDIC TO BANK DEPOSITOR AND THEIR SERVICE ADEQUACY

ABSTRACT

In this research study titled an evaluation of the role of NDIC to bank depositors and their services adequacy. The objective of the   study was to know if the purpose of introduction of NDIC in the Nigeria financial institution has actually actualize...

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33. EFFICIENCY OF ACCOUNTING SOFTWARES IN THE PREPARATION OF FINANCIAL STATEMENTS

ABSTRACT

The study focuses on assessing the impact of the use of Accounting software in the preparing financial statement of commercial banks in Nigeria. The centre of attention was on three commercial banks namely GT bank, FCMB and First Banks; all in the Benin City, E...

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34. EFFECT OF CASHLESS POLICY ON THE NIGERIAN ECONOMY

BACKGROUND OF THE STUDY

The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee fi...

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35. FINANCIAL DEEPENING AND ECONOMIC GROWTH IN NIGERIA

ABSTRACT

Financial deepening has been found to promote economic growth by its ability to mobilize more investments thereby making financial resources readily available, and hence raises productivity. They are found important as they play intermediation...

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36. FINANCIAL STATEMENT ANALYSIS AS A BANK LENDING DECISION

ABSTRACT

Commercial banks perform numerous functions.  One of the most profitable investments of the commercial banks is granting of loans and advances to those customers that need such including business organization as loans are always needed to...

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37. FRAUD IN FINANCIAL INSTITUTION AND THE AUDITORS LIABILITY

ABSTRACT

This study was carried out on fraud in financial institution and the auditors liability using Access Bank, Ikeja, Lagos State as case study. To achieve this 4 research questions were formulated.  The survey design was adopted and the...

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38. FRAUD IN THE NIGERIAN BANKING INDUSTRY: CAUSES, CONSEQUENCES AND SOLUTION

ABSTRACT

This research work was designed to study fraud in the Nigerian banking industry. This study titled: fraud in the Nigerian banking industry: causes, consequences and solution. Case study of Union Bank of Nigeria Plc. The objective of the study i...

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39. FRAUDS IN NIGERIA BANKS :ANALYSIS AND SOLUTIONS

BACKGROUND TO THE STUDY

The commercial world today has been devastated by random breaches of business ethics. This has resulted to rampant occurrence of white collar crimes committed mostly by top and highly educated professional personnel, these crimes are sometimes eu...

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40. FRAUDULENT PRACTICES IN THE BANKING INDUSTRY: CAUSES AND POSSIBLE REMEDIES

BACKGROUND OF THE STUDY

Fraud can be described as a conscious premeditated action of a person or group of persons with the intention of altering the truth or fact for selfish personal monetary gain.  It involves the use of deceit and trick and some...

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41. A STATISTICAL STUDY ON THE EFFECTS OF AGRICULTURAL LOANS ON FARMING ACTIVITIES IN NIGERIA

INTRODUCTION

Since the discovery of crude oil in Nigeria, farming activities has had its fare share of inconsistencies and relegation. Agriculture is a very important sector of Nigeria’s economy. Its role in economic development cannot be overemphasized; umar...

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42. BANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION

Background to the Study

The banking system is a very strong element of the entire edifice of the nation. A bank is simply an institution that provides the minimum banking services and which is licensed by the federal government as a banking institution....

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43. CREDIT MANAGEMENT, CREDIT POLICY AND THE PERFORMING OF BANK IN AKURE, ONDO STATE NIGERIA

 BACKGROUND OF THE STUDY

Credit is one of the many factors that can be used by a firm to influence demand for its products. According to Horne & Wachowicz (1998), firms can only benefit from credit if the profitability generated from increased...

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44. CORPORATE PLANNING AND ORGANIZATIONAL GROWTH

BACKGROUND OF THE STUDY

Around 1999, empirical researchers began to examine the performance and consequences of formal corporate planning (Thune and House, 1999; Ansoff et al., 2000; Herold, 2001) and over 40 planning performance studies have appeared s...

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45. ASSESSMENT OF MOBILE MONEY AND ITS IMPACT ON BUSINESS PERFORMANCE

ABSTRACT

This study focused on the assessment of mobile money and its impact on business performance using SMEs in Rivers State as case study. The study is was specifically focused on examining if mobile money increases productivity examining...

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46. AN EVALUATION OF THE EFFECTS OF COMPUTERISED ACCOUNTING METHOD AND CONTROL SYSTEM ON PRODUCTION

BACKGROUND OF THE STUDY

Accounting is the art of recording, classify...

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47. A CRITICAL ANALYSIS OF FACTORS RESPONSIBLE FOR FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR

Background of the study

In a development economy, where it is believed that adequate financial resources are a pre-requisite for industrial transformation, the importance of capital as a necessary though not sufficient condition for economic growth is recognized. Howeve...

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48. AN ASSESSMENT ON THE EFFECT OF AUTOMATED TELLER MACHINE (ATM) ON CUSTOMER SATISFACTION IN ACCESS BANK NIGERIA PLC, KADUNA

Background of the Study

Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card that is encoded with information on a magnetic strip into the ATM. Th...

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49. ASSESSMENT OF MONETARY POLICIES EFFECT ON NIGERIA COMMERCIAL BANK (A CASE STUDY OF ZENITH BANK PLC)

BACKGROUND OF THE STUDY

Credit has remained the backbone of banking operations, hence the majority of banking activities are focused on lending. It is because it provides the majority of the profits. Today, its importance in commercial banking activities stems from the...

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50. ASSESSMENT ON THE ROLE OF CAPITAL MARKET ON PRIVATIZATION PROCESS IN NIGERIA

BACKGROUND OF THE BODY

Privatization Appeared on standard dictionaries only in the early 1980s [it appeared in Webster new collegiate Dictionary is one of the radical methods through for thinning the government owned enterprises [which failed to maximi...

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